Proudly Serving this
Community for 100 Years!

Centennial Celebration 1913-2013

Consumer Savings

Regular Savings

Benefits

  • Competitive Interest Rates
  • 6 Free Debits per Quarter (Additional Rules Apply)
  • Interest Paid Quarterly
  • Free Online Banking

Features

  • $100.00 Deposit Required to Open
  • Quarterly Account Statements
  • Average Daily Balance Requirement of $25.00 –otherwise, $2.00 per Statement Cycle
  • $1.00 per Debit Transaction in Excess of 6 per Quarter
  • Simple Interest

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Golden Savings

Benefits

  • Competitive Interest Rates
  • 6 Free Debits per Quarter (Additional Rules Apply)
  • Higher Interest Rate
  • Free Online Banking

Features

  • $500.00 Deposit Required to Open
  • Quarterly Account Statements
  • Average Daily Balance Requirement of $25.00 – otherwise, $2.00 per Statement Cycle
  • $1.00 per Debit Transaction in Excess of 6 per Quarter
  • Interest rate based on miniumum daily balance

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Money Market Deposit Account (MMDA)

Benefits

  • Interest Paid Monthly
  • Free Online Banking
  • 6 Free Debits per Month (Additional Rules Apply)

Features

  • $100.00 Deposit Required to Open
  • No Monthly Service Charge if Daily Balance Remains Above $2,500.00 and average daily balance above $10,000.00– Otherwise $7.50 per Month
  • Monthly Account Statements
  • $6.00 per Debit in Excess of 6 per Month
  • Simple Interest

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Certificate of Deposit 

Benefits

  • Competitive Interest Rates
  • Flexible Terms Available
  • Free Online Banking

Features

  • $500.00 Deposit Required to Open
  • Multiple terms available, ranging from 1 to 60 months
  • Penalties May Apply for Early Withdrawal

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Individual Retirement Account (IRA)

Benefits

  • Competitive Interest Rates
  • Free Online Banking

Features

  • $500.00 Deposit Required to Open
  • Must have Earned Income
  • Penalties May Apply for Early Withdrawal

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